The one thing that almost every employee wants and needs is health insurance. More than 80 percent of employees say that hospital and medical coverage is the most important benefit an employer can provide. Fortunately, there are plenty of options, each offering tradeoffs between flexibility and affordability.
The most common health plans are health maintenance organizations (HMOs), preferred provider organizations (PPOs), point of service (POS) plans and indemnity plans. Choosing the right program for your employees involves careful tradeoffs between cost and choice. If cost is your paramount concern, an HMO or POS plan might be your best bet. If choice is what you're after, indemnity plans and PPOs often offer the greatest flexibility when it comes to picking providers.
Every group is different.
Give your employees protection at a cost that makes sense. It's a win, win. Your employees are happy because they and their families are protected. You are happy because they are protected at a cost that makes sense.
Let us research the right plan for your group.
We want you to feel secure and confident with Patrick & Associates.
Not sure which insurance plan will meet your needs? First, review the insurance carrier's plans by clicking on the document next to each insurance carrier. Next, let Patrick & Associates help you understand all the choices there are in selecting a quality health insurance plan.
Pick & Click!
|
The information within this website is strictly for our visitor’s education. The information is provided by Patrick & Associates, and we make every attempt to keep the information current. We make no guarantees as to any insurance carrier’s coverage & products described herein. Any reliance placed on their products & services is strictly at your own risk.
Any external links are not controlled by Patrick & Associates. Patrick & Associates is not liable for any information on these links. We extend these links as a courtesy and should not be confused as a recommendation or endorsement. Patrick & Associates accepts no responsibility for and excludes all liability in connection with browsing, use of information and downloading of any information from this website, including, but not limited to any liability for errors, inaccuracies, omissions or misleading statements.
All or some of the information within this website can be changed or updated without notice.
|
|
